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Export factoring


Enterprises (sellers) are extended credit by SHB Laos through purchasing receivables arising out of the sales of goods agreed by the sellers and buyers in the sales contract.


  • Improve cashflow and liquidity;
  • Boost sales owning to deferred payment sales policies;
  • Reduce cost of administration and debt management;
  • Obtain new non-loan financial sources without requiring any collateral;
  • High financing value with preferential interest rate;
  • Effectively support the management of receivables and cash flow.

Target customers:

  • Exporters who apply deferred payment method under sales contract and are eligible to receivables arising out of the sales of goods.


  • Legal documents of customers
  • Financial documents of customers
  • Application form
  • International trade contract
  • Export documents