“Meet consumer loan demands for personal purposes in a convenient and simple manner”
- Simple, quick, convenient procedures.
- Timely meet customer’s demand.
- Financing up to 100% of demand.
- Collateral can be house/land to-be-financed or other assets.
- Currency: LAK, USD;
- Loan tenor: up to 15 years;
- Financing up to 100% of demand;
- Interest rate: following the rate published by SHB Laos from time to time.
- Loan method: Bullet loan
- Payment method: Monthly interest payment, flexible principal payment
- Collateral: house/land to-be-financed or other assets
- Application form (SHB Laos’ form);
- Legal documents of customer;
- Documents evidencing customer’s solvency;
- Documents evidencing loan’s purposes: Sales/transfer contract, house/land ownership certificate, construction permit, etc.
- Other relevant documents (if any).