Consumer loan

 “Meet consumer loan demands for personal purposes in a convenient and simple manner”


  • Simple, quick, convenient procedures.
  • Timely meet customer’s demand.
  • Financing up to 100% of demand.
  • Collateral can be house/land to-be-financed or other assets.
  1. Features:
  • Currency: LAK, USD;
  • Loan tenor: up to 15 years;
  • Financing up to 100% of demand;
  • Interest rate: following the rate published by SHB Laos from time to time.
  • Loan method: Bullet loan
  • Payment method: Monthly interest payment, flexible principal payment
  • Collateral: house/land to-be-financed or other assets
  1. Application:
  • Application form (SHB Laos’ form);
  • Legal documents of customer;
  • Documents evidencing customer’s solvency;
  • Documents evidencing loan’s purposes: Sales/transfer contract, house/land ownership certificate, construction permit, etc.
  • Other relevant documents (if any).